Homeowners often need access to the equity in their homes to meet varying life needs. Depending on your timing, specific needs, and overall financial goals - refinancing can be a great option.

Typical reasons people refinance include:

• Lower your mortgage payment
• Pay off high interest debts
• Do home improvements
• Take out cash to pay for college tuition
• Have money for a rainy day
• Cover expenses for a new baby
• Pay off medical bills
• Buy a reliable car
• Take a vacation
• And more